Searching for an honest Motor Club of America Review?
This is a different kind of Motor Club of America evaluation, not the typical “this is the very best thing since slide bread” review that you’ll frequently discover online.
I applaud you for doing your research prior to doing anything since most individuals get drawn into hype without doing any research study.
I believe a purchasing decision, a choice such as starting an online company ought to be a smart choice based upon truths and clear information. Not lies and hype which is why I’m bringing you this MCA review.
Is Motor Club of America or MCA a scam?
Well, let’s get that out of the way, the huge question of whether or not MCA is a fraud? The short answer is essentially no. They do in reality provide a genuine and real service, nevertheless similar to any service you need to take in factor to consider rates and quality of that service.
In the case of MCA they offer emergency roadside help like towing, legal services and a couple of more advantages.
Motor Club of America mainly provide 3 various plans to choose from:
MCA Overall Security Motor Club: This is the smallest monthly package. It offers 100 mile towing, legal advantages, $50,000 AD&D with medical facility indemnity and ER benefit. Price is $19.95/ month.
MCA Overall Security Gold: This is the medium regular monthly package. It provides 100 mile towing, EXTENDED legal benefits, $50,000 AD&D with health center indemnity and ER advantage + Members rewards. Price is $29.95/ month.
MCA Total Security Platinum: This is the most popular monthly bundle. It offers 100 mile towing, PROLONGED legal benefits, $50,000 AD&D with medical facility indemnity and ER benefit + Members benefits & auto discount rates. Price is $39.95/ month.
Those are basically the 3 packages to select from, bear in mind when you compare MCA bundles and benefits to other services out there who provide the very same thing they tend to be a bit costly.
Which is understandable since they have a business opportunity connected to their company.
However, let’s speak about the money side of the program. This is the possibly the greatest reason that you are here today researching MCA.
Motor Club of America Payment Strategy
Honestly, I have seen lots of big claims online from affiliates of the business shrieking things like “make 200 % commissions” and make $80 for every sale upfront. Those are claims I needed to analyze a bit better.
The first thing we are going to discuss are the 200 % commissions. When you refer somebody to MCA who purchases the MCA Total Security ($39.95/ month-to-month) package you will make a one-time $80 upfront commission for that sale.
Purchasing the overall security package likewise positions you in a forced matrix where you can generate income as the matrix fills, which is why the $39.95 bundle is the most marketed plan. However, doing some research study on the TVC matrix website which is the one used by MCA those $80 are not truly 200 % commissions when you check out the statement below:
How do Charge-backs work?
Whenever a member cancels then a charge-back on the initial sales may be applicable. On the MCA Total Security subscription you can get an advance commission of $80 (plus added perks of as much as $10 based upon sales volume) which is approximately 17 months worth of earned commissions. If a member cancels in their 10 month, then you would be charged-back the staying 7 months which have not been earned … or 7 x $4.62 = $32.34.
This charge-back is extracted from any existing commissions due you for the week. If you have 15 commission-able and process-able Total Security sales that week, you will get a bonus for any charge-backs you had that week, otherwise your overall charge-backs can not exceed 50 % of your look for a provided week.
If a member calls and demands are approved a complete refund, that is not considered a charge-back, it is considered a no-sale and is not subject to the rules listed above. Any commissions that has been paid related to a no-sale are charged against future commissions.
To put it simply, they’ll pay you the $80 upfront for a sale but if for some the person cancels their subscription before 17 months then they’ll be deducting those commissions from future commissions. So you much better hope and pray that every single person who joins you remains paying their regular monthly charge for almost 2 years so you don’t get charge-backs.
Why I personally keep away from MCA
Honestly, MCA does offer a genuine service however, there are 2 things that primarily I do not like about their program which is why I chose to stay away from it.
Reason # 1) Charge-backs are a big deal. There are many individuals promoting that you can make $80 per sale and only focusing on business opportunity side. The fact is most individuals who generally join a company chance and don’t make money within their very first 90-120 days normally quit that business.
It’s just how it is online, so when you have people signing up with merely because they wish to generate income and they are not able to do it because they do not know ways to market then you are face with a great deal of people giving up and you being stuck with lots of charge-backs. You’ll soon end up simply replacing the people that are leaving your company every 3-6 months and that’s no way to grow a long term business.
Factor # 2) Bad marketing is everywhere. MCA is most popular on Facebook, where you get to see photos all over and individuals advertising MCA without any income disclaimers and making pledges they can’t keep.
That’s a big warning and the company seems to be letting it happen.
I have personally seen individuals honestly TEACH others MCA members to take pictures of cash downloaded from Google and upload & tag individuals on Facebook to promote the opportunity and truthfully is bad marketing all around. By marketing this way, you really have no chance of home based business success.
Hopefully one day the business will enforce rules to stop this from taking place so it doesn’t destroy it for MCA members who are promoting the business the appropriate ways.
For now I hope my evaluation gave you adequate details to decide whether this is something you would want to join.
As always, thanks for reading!
“Digital Freedom Believer”
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